In-House Financing Guide: How In-House Financing Works

Written by the MasterClass staff

Last updated: Feb 25, 2022 • 3 min read

In-house financing allows borrowers to take out a loan directly from the retailer to pay for a high-ticket item, rather than turning to third-party finance companies with more rigorous loan approval requirements. It is a common tactic for car financing and allows people with poor credit or no credit to build financial credibility.